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Car Loans:
- Pensioners without a secondary income need to have a clear credit
history.
- Pensioners with a secondary income that is a casual position must
have been employed for a minimum of 12 months, or a minimum of 6 months
for part-time employment.
- Credit Defaults must be under $3,000.
- If employed, employee must not be on a probational period.
- Minimum borrowing amount is $7,500 anything below that would be considered
as a personal loan.
- Self employed or sub contractors must have accounts/taxes up to date or a registered accountant must verify and support proof of income.
Personal Loans:
- Credit history must be clear.
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